QuoteRatings

Compare your loan options, plainly.

Request $100–$5,000 once — see lenders that may work for you. Free, no obligation, and you pick what fits.

All credit types considered Checking your options won’t affect your credit score 256-bit SSL encryption Free & no obligation
How it works

Three plain steps.

1. Tell us what you need

Pick an amount from $100 to $5,000 and answer a few short questions. It takes about three minutes.

2. We show your options

Your request reaches a network of lenders. The ones that can help respond — side by side, in one place.

3. Finish with the lender you pick

Review the terms, sign directly with the lender, and funds could arrive as soon as the next business day, if approved.

The idea

All your options, side by side.

One request goes out. What comes back sits in one place — plain to compare, yours to decide.

Our approach

Ratings, without the noise.

One request.

One short form covers the whole network. No phone calls, no branch visits, nothing to chase.

Options side by side.

The lenders that can help respond with their terms, laid out plainly in one place. We never charge you for the introduction.

You decide.

Take the option that fits, or take none at all. The decision — and the loan agreement — is always between you and the lender.

No scores, no rankings, nothing to decode — just your options, laid out plainly.

Questions

Fair questions, plain answers.

Is this a loan?

No — QuoteRatings is a free referral service, not a lender. We connect your request with a network of lenders; the lender you pick makes every loan decision.

How much can I request?

Between $100 and $5,000. What a lender ultimately offers depends on its own review of your request.

Will this affect my credit?

Checking your options is a soft inquiry, which won’t affect your credit score. A lender you proceed with may run its own credit check as part of its application.

How fast could I get funds?

As soon as the next business day, if approved. Exact timing depends on the lender and your bank.

What does it cost?

The request is free, with no obligation. Any rates and fees come solely from the lender you choose and are disclosed in the lender’s documents before you sign.